Drop us a line customerservice@bafindia.com
Call us
011-49580301
Monday to Saturday – 9:00 A.M to 6:00 P.M &
Sunday Closed
Bussan Auto Finance India Private Limited
Corporate Identification Number (CIN): U67190DL2007FTC162475
Regd. & Corporate Office: 4th Floor, Videocon Tower, E-1, Jhandewalan Extension
New Delhi – 110055, India

Personal Loan Schemes

Personal Loan is an unsecured form of credit that is popular to meet immediate requirements. It is multi-purpose in nature and therefore can be used for various purposes including wedding, home renovation, travel purposes and more, it is also an easiest way to offset any temporary financial crisis during an emergency or any unplanned situation in life.


We are offering Personal Loan of up to Rs.2.5 lakhs with tenure options of up to 24 months exclusively for our existing customers with good repayment track.


Disclaimer: Personal Loans are originated and serviced by Bussan Auto Finance India Pvt. Ltd. at its sole discretion. Terms and conditions apply.

To know more about the charges applicable on personal loans by Bussan Auto Finance Pvt. Ltd., please read the table below:


Personal Loan Interest Rates 10.50% to 16.00% per annum
Processing Fee 1.50% to 5.00%
Cheque / Repayment Bouncing Charges Rs.700/- (Inclusive of Taxes)*
Cheque Swapping Charges Rs.500/- (Inclusive of Taxes)
Late Payment Penalty (LPP) 24% per annum of Outstanding amount of EMI
Pre Payment Charges* (over the outstanding Principle amount on date of foreclosure) *The Charges shall be exclusive of the applicable GST :
Loan availed prior to April 01, 2020 Loan availed on or after April 01, 2020
6% Tenure (from the date of first EMI) Rate
Upto first 180 days 
10%
After 180 days
6%
Cheque / Repayment Charges Rs.450/- Plus Taxes as applicable
Duplicate NOC issuance Rs.300/- (Inclusive of Taxes)

Disclaimer: The fees, Interest rates and charges indicated above are subject to revision at Bussan Auto Finance India Pvt. Ltd. at it’s sole discretion from time to time. Terms and conditions apply.