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Personal Loan Schemes

Personal Loan is an unsecured form of credit that is popular to meet immediate requirements. It is multi-purpose in nature and therefore can be used for various purposes including wedding, home renovation, travel purposes and more, it is also an easiest way to offset any temporary financial crisis during an emergency or any unplanned situation in life.


We are offering Personal Loan of up to Rs.2.5 lakhs with tenure options of up to 24 months exclusively for our existing customers with good repayment track.


Disclaimer: Personal Loans are originated and serviced by Bussan Auto Finance India Pvt. Ltd. at its sole discretion. Terms and conditions apply.

To know more about the charges applicable on personal loans by Bussan Auto Finance Pvt. Ltd., please read the table below:


Personal Loan Interest Rates 10.50% to 16.00% per annum
Processing Fee 1.50% to 5.00%
Cheque / Repayment Bouncing Charges Rs.700/- (Inclusive of Taxes)*
Cheque Swapping Charges Rs.500/- (Inclusive of Taxes)
Late Payment Penalty (LPP) 24% per annum of Outstanding amount of EMI
Foreclosure Charges 6% plus GST over outstanding Principle amount on date of foreclosure
Cheque / Repayment Charges Rs.450/- Plus Taxes as applicable
Duplicate NOC issuance Rs.300/- (Inclusive of Taxes)

Disclaimer: The fees, Interest rates and charges indicated above are subject to revision at Bussan Auto Finance India Pvt. Ltd. at it’s sole discretion from time to time. Terms and conditions apply.